Income protection is an insurance policy that can help support you with a monthly payment if you’re ill or injured and can’t work. It pays a proportion of your lost earnings, which could help cover your monthly outgoings. So you’re able to focus more on getting better and back to work.
If you’re ill or injured during the first 12 months of your leave, we’ll treat your income protection claim as though you’re still working. However, living costs protection doesn’t cover loss of income because of redundancy. It only covers you if you’re unable to work because of illness or accidental injury.
Firstly we will complete an initial fact find, which you can do so by clicking here, where will be learn about your circumstances in order to find suitable deals. We will guide you and provide expert advice unique to your requirements every step of the way, ensuring that the policy we put in place protects you and your dependents as much as possible.
Transform Mortgages Ltd is an Appointed Representative of TMG Direct Ltd is authorised and regulated by the Financial Conduct Authority. Company Number 786245. Data Protection reference – ZA440284. Registered and Office Address: Atria, Spa Road, Bolton, BL1 4AG.
A fee payable is dependent on the complexity of the case and will be agreed at the outset. A fee of up to 12% of the loan amount is payable, for example on a £100,000 mortgage a 10% fee would equate to £10,000. A maximum fee is £4495. The fee is payable at the outset or on the issue of an offer of the mortgage.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
