Critical Illness Cover

Understanding critical illness cover and if one is right for you.

What is a critical illness cover?

It’s an insurance policy that helps protect you if you become critically ill during the policy term. It pays out a tax-free lump sum that you can use however you like – whether that’s to help cover health-related costs, monthly expenses, or lost income while you get better

The difference between life insurance and critical illness cover:

They’re separate policies, and you don’t have to choose the same level of cover for both.

Everyone’s different, so it’s up to you to decide which policy, or combination of policies, is right for you. We can help with advice and quotes.

Critical Illness cover pays out if you’re diagnosed with a critical illness that meets the policy definition during the term of the policy and survive for at least 10 days. Life insurance pays out if you die, or are diagnosed with a terminal illness and are not expected to live for longer than 12 months, during the policy term.

How we can help with critical illness cover.

Firstly we will complete an initial fact find, which you can do so by clicking here, where will be learn about your circumstances in order to find suitable deals. We will guide you every step of the way, ensuring that the policy we put in place protects you and your dependents as much as possible.

Things to consider about critical illness cover.

Get the process underway.

Start getting the process for your mortgage, insurance or anything else underway by sending a small application through to our team. It will take no more than 5 minutes and it’ll help us to help you.