A Second Charge Mortgage or Homeowner Loan as they are commonly referred to is borrowing secured against your property for any purpose. It will sit behind your main mortgage in order of priority on the land registry and works just the same as a normal mortgage.
There are lots of benefits to a Second Charge Mortgage. The best thing is, we will complete a full fact find and we will determine whether a Second Charge Mortgage is the best option for you. It could be poor credit, the need for a longer repayment period or simply just that you have a great rate on your mortgage, need further funds and a Re-Mortgage would lose you that rate.
You don't have to worry, we'll do the hard work for you and our fully qualified advisers will guide you fully along the way.
There are lots of reasons to consider a Second Charge Mortgage, contact us to dicsuss further.
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Office Address: 185 Chorley New Road, Bolton, BL1 4QZ